Is Zales overpriced?

Zales jewelry or a mall stores are extremely overpriced, that is why they are always 50-70% sales. Even after these ridiculous sales you will be over paying for inferior quality gems. Look at places like international diamond exchange for a better price and quality of jewelry.

Keeping this in consideration, Where should you not buy diamonds?

*Avoid diamonds that come from countries like Zimbabwe and Angola, where human rights abuses in and around mines have been well documented by organizations such as Amnesty International and Human Rights Watch. *Look for diamonds mined in Canada.

Secondly Is Zales sterling silver real? Sterling silver jewelry is 92.5% pure silver, while silver is 99.9% pure silver. Reputable jewelers stamp their pieces with either a 999 or 925 so you know if your jewelry is silver or sterling silver, respectively.

What credit score do you need for Zales?

Zales Credit Card is a great Credit Card if you have fair credit (or above). Their APR is quite high (above 20%). If you’re looking to apply, we recommend at least a 630 credit score. If you’re not sure what your Credit Score is, apply for a report, here.

Where should I not buy jewelry?

5 Worst Chain Jewelry Stores to Buy Your Engagement Ring

1. Kay Jewelers. One of the largest jewelry store chains in the United States is Kay Jewelers. …
2. Jared the Galleria of Jewelry.
3. Zales. The final jewelry store chain under the ginormous Signet Jewelers parent company is Zales. …
4. Costco. …
5. Tiffany & Co.

Why buying diamonds is bad?

The diamond mining industry is destroying our environment. A lot of diamond mining is unregulated and therefore there is no control over its impact on the environment. … If that wasn’t bad enough, they are also releasing extensive amounts of carbon emissions into the air from diamond exploration and mining.

Do Zales rings tarnish?

It is extremely durable, doesn’t tarnish, and is hypoallergenic. It’s shiny, beautiful, and will last for generations — an excellent choice for jewelry.

What is the best metal for everyday wear?

Gold, Platinum and Silver can all be worn on a daily basis. Silver is softer than gold and if worn with stones in it, should be worn with some precaution.

What is the most durable metal for jewelry?

Tungsten is the most durable and strongest material for jewelry. While titanium, stainless steel and cobalt are also very durable and strong, tungsten is approximately 10 times harder than 18K gold and 4 times harder than titanium.

Does Zales approve bad credit?

Approval Requirements & Application

Although store credit cards are often easier to obtain than open-loop cards, there is no evidence that the Zales Credit Card accepts bad-credit applicants. Instead, you’ll likely need at least fair credit or better to qualify.

What bank does Zales use?

The Zales Diamond Card, which is issued by Comenity Bank, is a standard store credit card good for purchases in Zales stores or online at Zales.com.

What bank finances Zales?

The Diamond Credit Card Accounts are issued by Comenity Capital Bank. To apply for The Diamond Credit Card an online Zales.com account is required.

Is the jewelry in the mall real?

The jewelry is real, however it has very questionable quality. I call it fools gold, not because it is gold plated but because it is usually very thin. Robe chains, figaro and curb links are usually hollow. However, you can get solid gold pieces at a higher price than what they show you initially.

Are mall diamonds real?

Most stores in the mall, like Kay Jewelers and Zales, do not sell diamonds that are independently lab-graded by G.I.A., which is recognized as the most accurate grading lab in the world. If they do offer a “certified” diamond, it’s usually by some no-name grading lab such as GSI, GCAL, GAI. … Buy a G.I.A. graded diamond.

Are the diamonds in Walmart real?

Walmart does sell real diamonds. However, they typically sell commercial grade (the crummy stuff). From the information you’ve provided, it seems about right for a commercial grade in gold. Please understand that this type of item is a step above costume jewelry.

Why diamond has no resale value?

But the truth stands: when you buy a diamond, you buy it at retail, which is 100% to 200% markup. If you want to resell it, you have to pay less than wholesale because the buyer is undertaking a capital risk. … Hence, there is no gainsaying that diamonds are anything but a solid investment.

Is it worth buying a diamond?

So much that you can keep a diamond worth hundreds and thousands of rupees in even a small safe. Also, diamond jewellery is an investment one can see, hold, and wear. As a result, many people feel it’s a safer bet than stocks and other digital investments.

Who shouldnt wear diamonds?

If your zodiac sign is Aries, Pisces or Scorpio, you should not wear the diamond because according to astrology, diamonds can bring disharmony to your life. Diamond is the gemstone for those who are born under Virgo and Libra as it bestows good luck and prosperity.

What jewelry lasts the longest?

Gold

• Gold has the longest and most storied history of all precious metals. …
• As jewelry, it was gold’s softness and natural beauty that made it appealing, in addition to the fact that it does not corrode or tarnish. …
• The quantity of gold in a given alloy is expressed in karats (abbreviated as K).

Does 18k gold plated tarnish?

If you’re wondering, “does gold plated jewelry tarnish?” the answer is yes, it does! Gold plated jewelry items will definitely tarnish over time, though solid gold items will not tarnish at all.

What jewelry turns green?

Wearing copper jewelry can cause your skin to turn green due to chemical reactions. To prevent it coat your jewelry with clear nail polish and keep away from water. Ever wondered if your finger was infected after you spotted a green band when you took off your favorite ring?

What credit score do I need to buy an engagement ring?

Take financing with your jeweler

When it’s best: A jeweler payment plan may be the right choice if you qualify for a low- or no-interest plan and can pay the ring off in full before the promotion ends. Qualifications: You need good or excellent credit (690 or higher FICO) to qualify for many store credit cards.

How much should you put down on an engagement ring?

Rule of thumb: Spend 2 months of your income on an engagement ring. If you are making $1000 per month, spend $2000 on an engagement ring. If you’re making $2500 per month, spend $5000.

Can I finance a ring with bad credit?

Yes, you can! Plus, bad credit engagement ring financing typically covers other jewelry purchases as well. You should be aware that with any subprime or secondary financing, rates and terms might be less forgiving than a traditional bank loan, but some options are better than others.